Stacking Pennies . . .

My year end goals were:
-4k in Roth
-4k towards student loan
-10-15% towards retirement (with hopes of having about 15k by end of the year)
-10k total in HYSA (starting balance, under 3k)

So far I have:
-3.7k in Roth (93% complete)
-2100 towards loan (58%)
-about 12k in 401k (currently contributing 13%)
-about 6.5k in the HYSA (65%)

I'm way ahead on the Roth IRA, on track for the my 401k, and a little behind on the other two. Percentage wise, I'm the furthest behind on the student loan repayment fund, however, it really is less than 2k to accumulate through the rest of the year. I think the hardest one will be the 10k in savings, especially since I may have to use some of that money to visit the boy by airplane when he moves. I currently automatically deposit 300 per a (bi weekly) paycheck, but even if I don't dip into it I'll come up about 1k short. I should be able to sneak a little extra in out of my year end bonus, and maybe I can make it happen!

I take distance education masters class, which are fully reimbursed by my work once complete. Last semester, I didn't want to bankrupt myself and take the 2k out of my accounts, so I paid a fee to pay in installments. This time, I paid the bill upfront with money that will go back into my student loan account. It was a good feeling, a true sign of progress

My year end goals were:
-4k in Roth
-4k towards student loan
-10-15% towards retirement (with hopes of having about 15k by end of the year)
-10k total in HYSA (starting balance, under 3k)

So far I have:
-3.7k in Roth (93% complete)
-2100 towards loan (58%)
-about 12k in 401k (currently contributing 13%)
-about 6.5k in the HYSA (65%)

I'm way ahead on the Roth IRA, on track for the my 401k, and a little behind on the other two. Percentage wise, I'm the furthest behind on the student loan repayment fund, however, it really is less than 2k to accumulate through the rest of the year. I think the hardest one will be the 10k in savings, especially since I may have to use some of that money to visit the boy by airplane when he moves. I currently automatically deposit 300 per a (bi weekly) paycheck, but even if I don't dip into it I'll come up about 1k short. I should be able to sneak a little extra in out of my year end bonus, and maybe I can make it happen!

I take distance education masters class, which are fully reimbursed by my work once complete. Last semester, I didn't want to bankrupt myself and take the 2k out of my accounts, so I paid a fee to pay in installments. This time, I paid the bill upfront with money that will go back into my student loan account. It was a good feeling, a true sign of progress

My year end goals were:
-4k in Roth
-4k towards student loan
-10-15% towards retirement (with hopes of having about 15k by end of the year)
-10k total in HYSA (starting balance, under 3k)

So far I have:
-3.7k in Roth (93% complete)
-2100 towards loan (58%)
-about 12k in 401k (currently contributing 13%)
-about 6.5k in the HYSA (65%)

I'm way ahead on the Roth IRA, on track for the my 401k, and a little behind on the other two. Percentage wise, I'm the furthest behind on the student loan repayment fund, however, it really is less than 2k to accumulate through the rest of the year. I think the hardest one will be the 10k in savings, especially since I may have to use some of that money to visit the boy by airplane when he moves. I currently automatically deposit 300 per a (bi weekly) paycheck, but even if I don't dip into it I'll come up about 1k short. I should be able to sneak a little extra in out of my year end bonus, and maybe I can make it happen!

I take distance education masters class, which are fully reimbursed by my work once complete. Last semester, I didn't want to bankrupt myself and take the 2k out of my accounts, so I paid a fee to pay in installments. This time, I paid the bill upfront with money that will go back into my student loan account. It was a good feeling, a true sign of progress

My year end goals were:
-4k in Roth
-4k towards student loan
-10-15% towards retirement (with hopes of having about 15k by end of the year)
-10k total in HYSA (starting balance, under 3k)

So far I have:
-3.7k in Roth (93% complete)
-2100 towards loan (58%)
-about 12k in 401k (currently contributing 13%)
-about 6.5k in the HYSA (65%)

I'm way ahead on the Roth IRA, on track for the my 401k, and a little behind on the other two. Percentage wise, I'm the furthest behind on the student loan repayment fund, however, it really is less than 2k to accumulate through the rest of the year. I think the hardest one will be the 10k in savings, especially since I may have to use some of that money to visit the boy by airplane when he moves. I currently automatically deposit 300 per a (bi weekly) paycheck, but even if I don't dip into it I'll come up about 1k short. I should be able to sneak a little extra in out of my year end bonus, and maybe I can make it happen!

I take distance education masters class, which are fully reimbursed by my work once complete. Last semester, I didn't want to bankrupt myself and take the 2k out of my accounts, so I paid a fee to pay in installments. This time, I paid the bill upfront with money that will go back into my student loan account. It was a good feeling, a true sign of progress