Stacking Pennies . . .

I am not excited about this post, and considered not writing it. However, I need to be accountable to myself, so here are my results for November

• Resume tracking of spending! I didn't do this, and filled in the second half of November today. There is a $44 charge at Target that I can't remember what I bought. I think it was a mix of clothes and groceries. This is why I need to track as I spend!
  
• Limit groceries to $30/week or less and restaurants to $75 total I just barely met the restaurant goal, and only spent 100 on groceries. Of course, I spent a several days with my family for thanksgiving (food provided) so that made it easier.
  
• Study for and do well on midterm for my grad class. I did pretty well. I could have done better, but I scored well enough to be satisfied.

December is a hard month to set goals for. I know I'm taking a vacation at the very end of the month, which will involve extra going out/eating out costs. I have to do a lot of shopping, so the "gifts" category of my budget will be large this month. Then in January I'm moving cross country, and I have no idea how things will shake out there. In light of this information, I don't think I'm going to do month goals until February. There are too many unknowns to think about, and I don't think my goals could be very accurate. I just will track my spending and be sensible in spending. And also, to find a place to live in my new city. Still, that really isn't a goal, but an absolute necessity!

I am not excited about this post, and considered not writing it. However, I need to be accountable to myself, so here are my results for November

• Resume tracking of spending! I didn't do this, and filled in the second half of November today. There is a $44 charge at Target that I can't remember what I bought. I think it was a mix of clothes and groceries. This is why I need to track as I spend!
  
• Limit groceries to $30/week or less and restaurants to $75 total I just barely met the restaurant goal, and only spent 100 on groceries. Of course, I spent a several days with my family for thanksgiving (food provided) so that made it easier.
  
• Study for and do well on midterm for my grad class. I did pretty well. I could have done better, but I scored well enough to be satisfied.

December is a hard month to set goals for. I know I'm taking a vacation at the very end of the month, which will involve extra going out/eating out costs. I have to do a lot of shopping, so the "gifts" category of my budget will be large this month. Then in January I'm moving cross country, and I have no idea how things will shake out there. In light of this information, I don't think I'm going to do month goals until February. There are too many unknowns to think about, and I don't think my goals could be very accurate. I just will track my spending and be sensible in spending. And also, to find a place to live in my new city. Still, that really isn't a goal, but an absolute necessity!

I am not excited about this post, and considered not writing it. However, I need to be accountable to myself, so here are my results for November

• Resume tracking of spending! I didn't do this, and filled in the second half of November today. There is a $44 charge at Target that I can't remember what I bought. I think it was a mix of clothes and groceries. This is why I need to track as I spend!
  
• Limit groceries to $30/week or less and restaurants to $75 total I just barely met the restaurant goal, and only spent 100 on groceries. Of course, I spent a several days with my family for thanksgiving (food provided) so that made it easier.
  
• Study for and do well on midterm for my grad class. I did pretty well. I could have done better, but I scored well enough to be satisfied.

December is a hard month to set goals for. I know I'm taking a vacation at the very end of the month, which will involve extra going out/eating out costs. I have to do a lot of shopping, so the "gifts" category of my budget will be large this month. Then in January I'm moving cross country, and I have no idea how things will shake out there. In light of this information, I don't think I'm going to do month goals until February. There are too many unknowns to think about, and I don't think my goals could be very accurate. I just will track my spending and be sensible in spending. And also, to find a place to live in my new city. Still, that really isn't a goal, but an absolute necessity!

I am not excited about this post, and considered not writing it. However, I need to be accountable to myself, so here are my results for November

• Resume tracking of spending! I didn't do this, and filled in the second half of November today. There is a $44 charge at Target that I can't remember what I bought. I think it was a mix of clothes and groceries. This is why I need to track as I spend!
  
• Limit groceries to $30/week or less and restaurants to $75 total I just barely met the restaurant goal, and only spent 100 on groceries. Of course, I spent a several days with my family for thanksgiving (food provided) so that made it easier.
  
• Study for and do well on midterm for my grad class. I did pretty well. I could have done better, but I scored well enough to be satisfied.

December is a hard month to set goals for. I know I'm taking a vacation at the very end of the month, which will involve extra going out/eating out costs. I have to do a lot of shopping, so the "gifts" category of my budget will be large this month. Then in January I'm moving cross country, and I have no idea how things will shake out there. In light of this information, I don't think I'm going to do month goals until February. There are too many unknowns to think about, and I don't think my goals could be very accurate. I just will track my spending and be sensible in spending. And also, to find a place to live in my new city. Still, that really isn't a goal, but an absolute necessity!