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Sunday, July 29, 2007

Initial asset allocation proposal

I've done some research and came up with something I'm comfortable with.

This is what I'm thinking of:

Fidelity U.S. Equity Index Commingled Pool
55
Fidelity Spartan International Index FSIIX 20% 15
Fidelity Spartan Extended Market Index FSEMX 15% 15
Morgan Stanly International EquityA, MXIQX
5
Fidelity US Bond Index FBIDX 10

It is quite loosely based on this article from kiplinger, however I don't have access to an emerging markets fund in my 401k, and I thought that having nothing in bonds was a bit risky for my preference.

I'm 24, so a long way from retirement and I don't mind some risk. Am I missing an important asset allocation? I do have access to a variety of other funds, which I will list here in a word vomit fasion: Fidelity target date funds, Low priced stock, blue chip growth, capital and income, dividend growth baron growth, Wells fargo mid cap, Alliaz small cap, diversified international, equity income...

Does my asset allocation seem sensible? Any glaring mistakes? Anything I need to look into in more detail?

Thanks for any feedback!

No comments:

Sunday, July 29, 2007

Initial asset allocation proposal

I've done some research and came up with something I'm comfortable with.

This is what I'm thinking of:

Fidelity U.S. Equity Index Commingled Pool
55
Fidelity Spartan International Index FSIIX 20% 15
Fidelity Spartan Extended Market Index FSEMX 15% 15
Morgan Stanly International EquityA, MXIQX
5
Fidelity US Bond Index FBIDX 10

It is quite loosely based on this article from kiplinger, however I don't have access to an emerging markets fund in my 401k, and I thought that having nothing in bonds was a bit risky for my preference.

I'm 24, so a long way from retirement and I don't mind some risk. Am I missing an important asset allocation? I do have access to a variety of other funds, which I will list here in a word vomit fasion: Fidelity target date funds, Low priced stock, blue chip growth, capital and income, dividend growth baron growth, Wells fargo mid cap, Alliaz small cap, diversified international, equity income...

Does my asset allocation seem sensible? Any glaring mistakes? Anything I need to look into in more detail?

Thanks for any feedback!

No comments:

Sunday, July 29, 2007

Initial asset allocation proposal

I've done some research and came up with something I'm comfortable with.

This is what I'm thinking of:

Fidelity U.S. Equity Index Commingled Pool
55
Fidelity Spartan International Index FSIIX 20% 15
Fidelity Spartan Extended Market Index FSEMX 15% 15
Morgan Stanly International EquityA, MXIQX
5
Fidelity US Bond Index FBIDX 10

It is quite loosely based on this article from kiplinger, however I don't have access to an emerging markets fund in my 401k, and I thought that having nothing in bonds was a bit risky for my preference.

I'm 24, so a long way from retirement and I don't mind some risk. Am I missing an important asset allocation? I do have access to a variety of other funds, which I will list here in a word vomit fasion: Fidelity target date funds, Low priced stock, blue chip growth, capital and income, dividend growth baron growth, Wells fargo mid cap, Alliaz small cap, diversified international, equity income...

Does my asset allocation seem sensible? Any glaring mistakes? Anything I need to look into in more detail?

Thanks for any feedback!

No comments:

Sunday, July 29, 2007

Initial asset allocation proposal

I've done some research and came up with something I'm comfortable with.

This is what I'm thinking of:

Fidelity U.S. Equity Index Commingled Pool
55
Fidelity Spartan International Index FSIIX 20% 15
Fidelity Spartan Extended Market Index FSEMX 15% 15
Morgan Stanly International EquityA, MXIQX
5
Fidelity US Bond Index FBIDX 10

It is quite loosely based on this article from kiplinger, however I don't have access to an emerging markets fund in my 401k, and I thought that having nothing in bonds was a bit risky for my preference.

I'm 24, so a long way from retirement and I don't mind some risk. Am I missing an important asset allocation? I do have access to a variety of other funds, which I will list here in a word vomit fasion: Fidelity target date funds, Low priced stock, blue chip growth, capital and income, dividend growth baron growth, Wells fargo mid cap, Alliaz small cap, diversified international, equity income...

Does my asset allocation seem sensible? Any glaring mistakes? Anything I need to look into in more detail?

Thanks for any feedback!

0 comments: