Stacking Pennies . . .

I have reached my ZERO NET WORTH goal! Actually, I reached it over a week ago, and I'm sitting around 1.5k net worth. I'm pretty pumped about it! I wish I had more accurately tracked my net worth when I first started working--it took me until december to get really "into" the money management stuff. But I do know that when I ended school in June, I had a net worth of at least NEGATIVE 28k or so. I also have furnished a small apartment, mostly from scratch. Not bad!

I put 1500 of my tuition reimbursement into my Roth IRA, meaning I only have to fund 100/mo to it for the rest of the year--that'll sure make it easier to keep up with my other monthly goals. The other 500, I put a little into each savings account (one for general savings, one target to be used for student loans).

I also sold my old laptop to my parents for 200. It is worth more than that, but I thought it was a fair deal.

A midmonth checkup of my spending shows that $55 has been spent eating out thus far this month. The month is only half way through, and it will be a challenge not to go out again this month!

Personal spending is at about 30, my projected "limit". I bought some new foundation, some cheap earings, an adapter to play my ipod in my car... just a few little things.

Gas is already at 74, but I don't have any plans to go out of town anymore

Entertainment is up (about 45), as I went out more rather than staying in. Of course it is cheaper to stay in, but then the costs of any beer/wine we drink tend to fall under grocery rather than entertainment. When we go out, I classify it as "fun".

My energy bill is up by almost 20, for just a small apartment! It has been much hotter and we've been sleeping with the A/C rather than the window open.

I went to work on Saturday for about 4 hours, putting me on track to get some overtime this week, provided I work at least 2 extra hours some other day. As i'm salaried, they only pay us overtime if we work at least six hours extra. There is a lot going on at work, so I'm sure working extra won't be too hard! In fact, it would sure be nice to get in 10 extra total, but I don't know if I'll have the gumption for that.

I haven't been blogging as much, because the more I read, the more I know that there is a plethora of really well thought out PF blogs out there. But this entry right here has changed my mind some--just writing out a midmonth check up was great for me! For anyone else, who knows, but anything that enables me to continue to meet my goals is a good thing!

I have reached my ZERO NET WORTH goal! Actually, I reached it over a week ago, and I'm sitting around 1.5k net worth. I'm pretty pumped about it! I wish I had more accurately tracked my net worth when I first started working--it took me until december to get really "into" the money management stuff. But I do know that when I ended school in June, I had a net worth of at least NEGATIVE 28k or so. I also have furnished a small apartment, mostly from scratch. Not bad!

I put 1500 of my tuition reimbursement into my Roth IRA, meaning I only have to fund 100/mo to it for the rest of the year--that'll sure make it easier to keep up with my other monthly goals. The other 500, I put a little into each savings account (one for general savings, one target to be used for student loans).

I also sold my old laptop to my parents for 200. It is worth more than that, but I thought it was a fair deal.

A midmonth checkup of my spending shows that $55 has been spent eating out thus far this month. The month is only half way through, and it will be a challenge not to go out again this month!

Personal spending is at about 30, my projected "limit". I bought some new foundation, some cheap earings, an adapter to play my ipod in my car... just a few little things.

Gas is already at 74, but I don't have any plans to go out of town anymore

Entertainment is up (about 45), as I went out more rather than staying in. Of course it is cheaper to stay in, but then the costs of any beer/wine we drink tend to fall under grocery rather than entertainment. When we go out, I classify it as "fun".

My energy bill is up by almost 20, for just a small apartment! It has been much hotter and we've been sleeping with the A/C rather than the window open.

I went to work on Saturday for about 4 hours, putting me on track to get some overtime this week, provided I work at least 2 extra hours some other day. As i'm salaried, they only pay us overtime if we work at least six hours extra. There is a lot going on at work, so I'm sure working extra won't be too hard! In fact, it would sure be nice to get in 10 extra total, but I don't know if I'll have the gumption for that.

I haven't been blogging as much, because the more I read, the more I know that there is a plethora of really well thought out PF blogs out there. But this entry right here has changed my mind some--just writing out a midmonth check up was great for me! For anyone else, who knows, but anything that enables me to continue to meet my goals is a good thing!

I have reached my ZERO NET WORTH goal! Actually, I reached it over a week ago, and I'm sitting around 1.5k net worth. I'm pretty pumped about it! I wish I had more accurately tracked my net worth when I first started working--it took me until december to get really "into" the money management stuff. But I do know that when I ended school in June, I had a net worth of at least NEGATIVE 28k or so. I also have furnished a small apartment, mostly from scratch. Not bad!

I put 1500 of my tuition reimbursement into my Roth IRA, meaning I only have to fund 100/mo to it for the rest of the year--that'll sure make it easier to keep up with my other monthly goals. The other 500, I put a little into each savings account (one for general savings, one target to be used for student loans).

I also sold my old laptop to my parents for 200. It is worth more than that, but I thought it was a fair deal.

A midmonth checkup of my spending shows that $55 has been spent eating out thus far this month. The month is only half way through, and it will be a challenge not to go out again this month!

Personal spending is at about 30, my projected "limit". I bought some new foundation, some cheap earings, an adapter to play my ipod in my car... just a few little things.

Gas is already at 74, but I don't have any plans to go out of town anymore

Entertainment is up (about 45), as I went out more rather than staying in. Of course it is cheaper to stay in, but then the costs of any beer/wine we drink tend to fall under grocery rather than entertainment. When we go out, I classify it as "fun".

My energy bill is up by almost 20, for just a small apartment! It has been much hotter and we've been sleeping with the A/C rather than the window open.

I went to work on Saturday for about 4 hours, putting me on track to get some overtime this week, provided I work at least 2 extra hours some other day. As i'm salaried, they only pay us overtime if we work at least six hours extra. There is a lot going on at work, so I'm sure working extra won't be too hard! In fact, it would sure be nice to get in 10 extra total, but I don't know if I'll have the gumption for that.

I haven't been blogging as much, because the more I read, the more I know that there is a plethora of really well thought out PF blogs out there. But this entry right here has changed my mind some--just writing out a midmonth check up was great for me! For anyone else, who knows, but anything that enables me to continue to meet my goals is a good thing!

I have reached my ZERO NET WORTH goal! Actually, I reached it over a week ago, and I'm sitting around 1.5k net worth. I'm pretty pumped about it! I wish I had more accurately tracked my net worth when I first started working--it took me until december to get really "into" the money management stuff. But I do know that when I ended school in June, I had a net worth of at least NEGATIVE 28k or so. I also have furnished a small apartment, mostly from scratch. Not bad!

I put 1500 of my tuition reimbursement into my Roth IRA, meaning I only have to fund 100/mo to it for the rest of the year--that'll sure make it easier to keep up with my other monthly goals. The other 500, I put a little into each savings account (one for general savings, one target to be used for student loans).

I also sold my old laptop to my parents for 200. It is worth more than that, but I thought it was a fair deal.

A midmonth checkup of my spending shows that $55 has been spent eating out thus far this month. The month is only half way through, and it will be a challenge not to go out again this month!

Personal spending is at about 30, my projected "limit". I bought some new foundation, some cheap earings, an adapter to play my ipod in my car... just a few little things.

Gas is already at 74, but I don't have any plans to go out of town anymore

Entertainment is up (about 45), as I went out more rather than staying in. Of course it is cheaper to stay in, but then the costs of any beer/wine we drink tend to fall under grocery rather than entertainment. When we go out, I classify it as "fun".

My energy bill is up by almost 20, for just a small apartment! It has been much hotter and we've been sleeping with the A/C rather than the window open.

I went to work on Saturday for about 4 hours, putting me on track to get some overtime this week, provided I work at least 2 extra hours some other day. As i'm salaried, they only pay us overtime if we work at least six hours extra. There is a lot going on at work, so I'm sure working extra won't be too hard! In fact, it would sure be nice to get in 10 extra total, but I don't know if I'll have the gumption for that.

I haven't been blogging as much, because the more I read, the more I know that there is a plethora of really well thought out PF blogs out there. But this entry right here has changed my mind some--just writing out a midmonth check up was great for me! For anyone else, who knows, but anything that enables me to continue to meet my goals is a good thing!